![]() How to Choose a Mobile Banking or Personal Finance Appĭeciding which apps to use to manage your finances is an important decision. While mobile banking apps primarily focus on managing your money daily and tracking the flow of cash in and out of your checking and savings accounts, personal finance apps can help you create a more comprehensive money management plan. Monitoring credit scores and credit reports.Sending and receive person-to-person payments.For example, there are personal finance apps that you can use for: ![]() In terms of what these apps can do, it depends entirely on the app. This can include apps offered by banks or other financial institutions and by companies in the financial technology space. Personal finance apps can refer to a wide range of applications that are related to money management. Your bank may also allow you to update or change your personal information, including your address or phone number, through the app. You may be able to perform tasks related to personal security, such as changing your password or enabling multi-factor or biometric identification. For example, depositing checks using remote deposit capture is typically a feature exclusive to mobile banking apps. Some mobile banking apps offer features beyond those available on a financial institution’s website.
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